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Dr. Kalinda Rose Stevenson
Why Not Bless Your Creditors?
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Blessing Increases Abundance
In my ebook, Debt or Alive: How To Get Out of Debt And Feel Abundantly Alive, I suggest that people bless their creditors.
I must admit I felt a bit uncertain about putting that idea into print, because it seems such an idealistic and naïve suggestion.
In this article, I intend to go beyond what I wrote in the book, and suggest several reasons why blessing your creditors is a powerful practice for creating your “Abundantly Alive Now!” life.
1. What Is Blessing?
The root idea behind blessing is that you desire unconditional, total, and unrestricted good for another person. When you bless, you are recognizing the deepest value of that person. You are expressing in words and actions that you truly desire that the other person prosper, be healthy, be happy, and feel vitally alive.
“The hardest arithmetic to master is that which enables us to count our blessings.”Eric Hoffer
2. Why Bless Your Creditors?
Blessing your creditors might strike you as a ridiculous notion. Why would you want your creditors to prosper?
Here are two thoughts for you to consider. The first is that quantum physics and spirituality claim that you get back what you put into the world. If you pay what you owe to others, others will pay what they owe to you. If you think thoughts of prosperity for others, you will be much more likely to experience prosperity.
If these claims represent reality, sheer self-interest is reason enough to bless those you owe.
3. What Your Creditors Have Done For You
Beyond self interest, blessing your creditors is an act of gratitude for what other people have done for you.
If you owe money to someone, it is because you bought something using borrowed money. It could have been something you really desired to have. It could have been something you bought because of a sudden emergency.
Whatever the reason, you were able to buy something without putting your own money on the line at the time of the purchase.
Whatever you charged, you got something for your money. And even more significantly, behind every loan and every bill you owe charge, there is a person or group of people who did something for your benefit.
You can make a case that the banks are taking advantage of you. Fees and interest rates can be excessively high. Our economic system has allowed people to borrow who are not strong credit risks. People get in trouble because they are overextended.
However, it is also true that no credit card company has ever forced me to buy anything. If I owe money, it is because I made a decision to buy something.
4. The Benefits of OPM
Consider also the concept of OPM, which stands for Other People’s Money. Most of us would not be able to buy houses or cars without an economic system in place which lets us borrow Other People’s Money.
Entrepreneurs are able to use OPM to establish all kinds of businesses, which they would not be able to start unless other people have loaned them money.
Consider also that your ability to get a loan or buy on credit says something about you. The creditor thinks you are trustworthy. You can use credit foolishly or you can take credit and turn that borrowed money into the foundation of your own financial independence. This is especially true in real estate investing where you can buy property with no money of your own.
My point is that your ability to get credit is itself a source of blessing
5. Pay With Gratitude
Once you acknowledge the connection between your debts and what other people have done for you, gratitude is an appropriate response. One way to express gratitude is by blessing those you owe. Whether you pay by check or some other means, you can send positive thoughts that your creditors will prosper. Be grateful for what they did for you. Send them the money you owe gladly and willingly. You are paying them for doing something for you.
6. The Benefits of Blessing Your Creditors
Believe it or not, blessing those you owe will have two results. One is immediate. You will feel better. Try it once. You cannot be angry and afraid at the same time you are sending thoughts of blessing.
The second result might not be immediately apparent, but this simple act of blessing those you owe will sooner or later bring powerful changes in your life. When you use your money to bless others, others will use their money to bless you.
This article was originally published October 5, 2004.
http://www.abundantlyalivenow.com/archive/AANN-2004-10-05.htm
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© 2004 Kalinda Rose Stevenson, Ph.D.
Debt or Alive, Inc.
2248 Meridian Blvd. Suite H
Minden, NV 89423
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